Agreement Overview
These Terms of Use (“Terms”) govern your access to and use of NestWise, a financial planning and budgeting platform operated by Acusense Associates, LLC (“Acusense,” “we,” “our,” or “us”).
Version: 2025-10-19
Last Updated: October 19, 2025
By creating an account, accepting an invitation to a NestWise site, or otherwise using the Service, you agree to these Terms, our Privacy and Data Policy, and any incorporated documents. If you do not agree, do not use NestWise.
1. Scope
These Terms apply to your use of the NestWise web application, mobile applications, APIs, notifications, and related services (collectively, the “Service”). Supplemental terms may apply to certain features; those supplemental terms become part of these Terms when you use the applicable feature.
2. Account Eligibility and Responsibilities
- You must be at least 18 years old or have the legal authority to bind your household or organization.
- You must provide accurate registration information, keep your credentials confidential, and update information that becomes inaccurate.
- You are responsible for all activity under your account, including by authorized household members or delegates.
- Notify us promptly at [email protected] if you suspect unauthorized access, credential compromise, or other security concerns.
3. License and Permitted Use
Acusense grants you a limited, non-transferable, revocable license to access and use the Service for household budgeting, financial planning, and analytics. You may not copy, distribute, modify, reverse engineer, resell, or otherwise exploit the Service, except as expressly permitted in these Terms.
4. Data and Privacy
Our collection, use, disclosure, and retention of personal information are described in the Privacy and Data Policy. By using the Service, you authorize us and our service providers to process data as necessary to operate, secure, and improve NestWise.
5. Acceptable Use
- Do not upload malicious code, attempt to bypass security controls, or access data that you do not have permission to view.
- Do not use the Service to violate laws, infringe intellectual property rights, or facilitate fraud or other unlawful conduct.
- Do not misrepresent your affiliation with Acusense or NestWise, or interfere with other users’ access to the Service.
6. Payment and Subscriptions
Access to certain NestWise features may require a paid subscription. Billing terms are provided at purchase and may be updated with notice. Failure to pay amounts owed may result in suspension or termination of access to the Service.
7. Service Changes
We may modify, discontinue, or suspend any part of the Service, and will provide advance notice when practicable. If we make material changes to these Terms, we will notify you so you can review the updates and decide whether to continue using NestWise.
8. Termination
You may stop using NestWise at any time. We may suspend or terminate access if you breach these Terms, create security risks, fail to pay required fees, or where required by law. When access ends, data handling follows the Privacy and Data Policy.
9. Disclaimers and Liability
NestWise is provided on an “as-is” and “as-available” basis. Acusense disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy of data, uninterrupted availability, and that the Service or reports will meet your specific goals.
Any budgeting, forecasting, or investment information generated by NestWise is for informational purposes only and does not constitute financial, tax, or legal advice. You are solely responsible for evaluating the accuracy of imported data and for decisions made in reliance on the outputs of the Service.
To the fullest extent permitted by law, Acusense and its affiliates are not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, data, goodwill, or business opportunities arising from your use of the Service, even if advised of the possibility of such damages. Acusense’s total aggregate liability for direct damages is limited to the greater of ten dollars (US $10) or the amounts you paid for NestWise in the twelve months preceding the claim.
10. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.
11. Contact
Questions about these Terms can be sent to [email protected] or [email protected].
12. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the version date above and, where appropriate, provide additional notice (for example, in-app messaging or email). Your continued use of NestWise after the effective date of the updated Terms constitutes your acceptance of the changes.